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Ontario doesn't mandate winter tires province-wide (unlike Quebec), but most insurers offer a discount for having them, and the swap matters more than people think: all-season rubber stiffens below about 7°C, losing grip well before there's snow on the ground. A rough rule GTA drivers use: swap to winters once overnight lows are consistently near freezing (typically mid-to-late November here), and back to all-seasons once nights are reliably above 7°C (usually mid-April). If you're storing the off-season set, keep them out of direct sun and away from oil/fuel vapours — both degrade rubber over time.

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